Virtual VFO Services
Need the CFO experience without the salary?
We can help you to make CFO a service not a headcount.
Service Offerings
As your Virtual CFO, PFK Kendons will deliver strategic financial leadership without the overhead of a full-time executive.
Our services are tailored to your need and requirements based on business suze, complexity, and lifecycle stage. The following are the core service components:
- Strategic financial goal-setting
- Long-term financial modelling and scenario planning
- Budget preparation and monitoring
- Capital structuring and funding advice
- Preparation of monthly/quarterly management reports
- Financial performance dashboards and KPIs
- Variance analysis and commentary
- Board and investor reporting
- Financial risk assessment and mitigation strategies
- Policy and procedure development (e.g. delegations, controls)
- Audit preparation and liaison
- Compliance oversight (IRD, Companies Office,
- AML)
- Cash flow forecasting
- Cash management strategies
- Debtor/creditor management improvement
- Inventory and working capital cycle optimisation
- Bookkeeping services and bank reconciliations
- Processing supplier invoices and scheduling payments (A/P Function)
- Preparing and filing GST, FBT, RWT returns
- Payroll management and processing
- Gross margin and product/service line profitability analysis
- Pricing model reviews
- Cost structure analysis and efficiency recommendations
- Investor, bank and lender communication support
- Support in capital raising or refinancing efforts
- Representing the finance function to external stakeholders
- Scenario analysis for scaling options
- Mergers & Acquisition readiness and support
- Structuring advice for new entities or divisions
- Due diligence in strategic partnerships
Value Proposition
Gain the benefit of seasoned CFO-level insight at a fraction
of the cost of a full-time executive – perfect for growing
SMEs that need guidance but cannot yet justify internal
hiring.
Access to real-time insights and financial modelling helps business owners make proactive, informed decisions with reduced financial risk.
Ongoing performance tracking, cost control, and risk mitigation systems lead to tighter governance and operational resilience.
Supports businesses in preparing for growth, attracting investors, or undergoing strategic transitions (e.g. expansion, sale, mergers).
Services are modular and can evolve as the business grows—from foundational reporting through to full strategic advisory roles.
Book a consultation
As your Virtual CFO, PKF Kendons will deliver strategic financial leadership without the overhead of a full-time executive.