Virtual VFO Services
Need the CFO experience without the salary?
Service Offerings
As your Virtual CFO, PFK Kendons will deliver strategic financial leadership without the overhead of a full-time executive.
Financial Strategy and Planning +
Strategic financial goal-setting
Long-term financial modelling and scenario planning
Budget preparation and monitoring
Capital structuring and funding advice
Management Reporting & Insights +
Preparation of monthly/quarterly management reports
Financial performance dashboards and KPIs
Variance analysis and commentary
Board and investor reporting
Governance & Risk Management +
Financial risk assessment and mitigation strategies
Policy and procedure development (e.g. delegations, controls)
Audit preparation and liaison
Compliance oversight (IRD, Companies Office, AML)
Cash Flow & Working Capital Management +
Cash flow forecasting
Cash management strategies
Debtor/creditor management improvement
Inventory and working capital cycle optimisation
Finance Function Suite +
Bookkeeping services and bank reconciliations
Processing supplier invoices and scheduling payments (A/P Function)
Preparing and filing GST, FBT, RWT returns
Payroll management and processing
Profitability & Margin Analysis +
Gross margin and product/service line profitability analysis
Pricing model reviews
Cost structure analysis and efficiency recommendations
External Stakeholder Liaison +
Investor, bank and lender communication support
Support in capital raising or refinancing efforts
Representing the finance function to external stakeholders
Business Growth & Scaling Support +
Scenario analysis for scaling options
Mergers & Acquisition readiness and support
Structuring advice for new entities or divisions
Due diligence in strategic partnerships
Financial Strategy and Planning +
Strategic financial goal-setting
Long-term financial modelling and scenario planning
Budget preparation and monitoring
Capital structuring and funding advice
Management Reporting & Insights +
Preparation of monthly/quarterly management reports
Financial performance dashboards and KPIs
Variance analysis and commentary
Board and investor reporting
Governance & Risk Management +
Financial risk assessment and mitigation strategies
Policy and procedure development (e.g. delegations, controls)
Audit preparation and liaison
Compliance oversight (IRD, Companies Office, AML)
Cash Flow & Working Capital Management +
Cash flow forecasting
Cash management strategies
Debtor/creditor management improvement
Inventory and working capital cycle optimisation
Finance Function Suite +
Bookkeeping services and bank reconciliations
Processing supplier invoices and scheduling payments (A/P Function)
Preparing and filing GST, FBT, RWT returns
Payroll management and processing
Profitability & Margin Analysis +
Gross margin and product/service line profitability analysis
Pricing model reviews
Cost structure analysis and efficiency recommendations
External Stakeholder Liaison +
Investor, bank and lender communication support
Support in capital raising or refinancing efforts
Representing the finance function to external stakeholders
Business Growth & Scaling Support +
Scenario analysis for scaling options
Mergers & Acquisition readiness and support
Structuring advice for new entities or divisions
Due diligence in strategic partnerships
Value Proposition
Strategic Financial Leadership Without Full-Time Cost +
Gain the benefit of seasoned CFO-level insight at a fraction of the cost of a full-time executive – perfect for growing SMEs that need guidance but cannot yet justify internal hiring.
Decision-Making Confidence +
Access to real-time insights and financial modelling helps business owners make proactive, informed decisions with reduced financial risk.
Improved Financial Discipline +
Ongoing performance tracking, cost control, and risk mitigation systems lead to tighter governance and operational resilience.
Scability & Growth Enablement +
Supports businesses in preparing for growth, attracting investors, or undergoing strategic transitions (e.g. expansion, sale, mergers).
Customised, Scalable Engagement +
Services are modular and can evolve as the business grows—from foundational reporting through to full strategic advisory roles.
Book a consultation
As your Virtual CFO, PKF Kendons will deliver strategic financial leadership without the overhead of a full-time executive.
Book a consultation
As your Virtual CFO, PKF Kendons will deliver strategic financial leadership without the overhead of a full-time executive.
